SellerFeeCheck

Stripe fee calculator (US)

Rates checked against Stripe's fee pages on October 19, 2026 · Not affiliated with Stripe

Stripe charges 2.9% + $0.30 on a domestic card payment online, 2.7% + $0.05 on a card in person, and 0.8% capped at $5.00 on ACH Direct Debit. An international card adds 1.5%, and 1% more if the payment needs currency conversion.

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You keep

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Enter an amount to see Stripe's fees.

An estimate from Stripe's published rates; your Stripe Dashboard is final. Not affiliated with Stripe. Your entries stay in this browser. Nothing is sent to our servers.

How much does Stripe charge on $100 or $1,000?

Stripe's fee on a US payment, by how the customer pays:

PaymentCard onlineInternational cardACH debit
$10$0.59$0.74$0.08
$50$1.75$2.50$0.40
$100$3.20$4.70$0.80
$500$14.80$22.30$4.00
$1,000$29.30$44.30$5.00
$5,000$145.30$220.30$5.00

International card: a card issued outside the US, without currency conversion; conversion adds 1% more. ACH Direct Debit is 0.8%, capped at $5.00.

How it works

Stripe's fee is a percentage of the payment plus, for cards and Klarna, a fixed fee per successful payment. A domestic card or wallet payment online is 2.9% + $0.30; a card in person through Stripe Terminal is 2.7% + $0.05; Klarna is 5.99% + $0.30; ACH Direct Debit is 0.8%, capped at $5.00; a stablecoin payment is 1.5%. On top of that, Stripe adds 1.5% of the payment for an international card, 1% if currency conversion is required, 0.5% for a card number typed in by hand, and $0.10 per authorization for Tap to Pay. If you send the payment as a Stripe invoice, Invoicing adds 0.4%, capped at $2.00; a subscription on Stripe Billing's pay-as-you-go plan adds 0.7%. Each fee is rounded to the cent on its own. You keep the payment minus all of these.

Worked examples

  1. A $100 card payment online from a US customer: 2.9% × $100 = $2.90, plus the $0.30 fixed fee: $3.20 in fees. You keep $96.80. To keep exactly $100 you would charge $103.30.
  2. The same $100 paid with an international card that needs currency conversion: $3.20, plus 1.5% ($1.50) and 1% ($1.00): $5.70 in fees. You keep $94.30.
  3. A $1,000 payment by ACH Direct Debit: 0.8% would be $8.00, but the fee is capped at $5.00. You keep $995. A $200 Klarna payment costs 5.99% ($11.98) + $0.30 = $12.28.

Common questions

How much does Stripe charge per transaction?

For a domestic card or wallet payment online, Stripe's US pricing page lists 2.9% + $0.30 per successful transaction. A $100 payment costs $3.20, so you keep $96.80. Cards in person through Stripe Terminal are 2.7% + $0.05.

What does Stripe charge for international cards?

An extra 1.5% of the payment on top of the domestic card fee, and another 1% if currency conversion is required. A $100 online payment with both costs $5.70 in fees.

Is there an extra fee for typing in a card number?

Yes: Stripe adds 0.5% for manually entered cards on online card payments. On $100 that is $0.50 more.

How much does Stripe charge for ACH payments?

ACH Direct Debit is 0.8% of the payment, capped at $5.00. The cap is reached at $625; above that every ACH payment costs $5.00.

How much should I charge so I receive a set amount?

Switch the calculator to 'Amount to charge' and enter what you want to keep. It finds the smallest payment that leaves you at least that much after Stripe's fees. To keep $100 from a domestic online card payment you charge $103.30.

Do invoices and subscriptions cost more?

Yes, both add to the payment fee. Stripe Invoicing adds 0.4% of the invoice total, capped at $2.00 per invoice. Stripe Billing's pay-as-you-go plan adds 0.7% of Billing volume. A payment is either a one-off invoice or Billing volume, not both; pick one under 'Costs and add-ons'.

What does this calculator leave out?

Dispute fees, Instant Payouts, Radar for custom pricing, Stripe Tax, Connect, Buy Now Pay Later methods other than Klarna, and custom or volume pricing agreed with Stripe. It uses Stripe's US pricing page; fees in other countries are not covered.

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