SellerFeeCheck

Stripe fee calculator (Australia)

Rates checked against Stripe's fee pages on October 20, 2026 · Not affiliated with Stripe

For an Australian business Stripe charges 1.65% + A$0.30 on domestic cards and 3.5% + A$0.30 on international cards, plus 2% if the payment needs currency conversion. PayTo and BECS Direct Debit cost 1% + A$0.30, capped at A$3.50. Stripe's fees include GST.

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You keep

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Enter an amount to see Stripe's fees.

An estimate from Stripe's published Australian pricing, which includes GST; your Stripe Dashboard is final. Not affiliated with Stripe. Your entries stay in this browser. Nothing is sent to our servers.

How much does Stripe charge on $100?

Stripe's fee on a payment, by how the customer pays:

PaymentDomestic cardInternational cardBECS / PayTo
$10$0.47$0.65$0.40
$50$1.13$2.05$0.80
$100$1.95$3.80$1.30
$500$8.55$17.80$3.50
$1,000$16.80$35.30$3.50
$5,000$82.80$175.30$3.50

An international card payment that needs currency conversion adds 2%. Zip is 5.49% + A$0.30.

How it works

Stripe charges a percentage of each payment plus a fixed A$0.30 online. Cards issued in Australia cost 1.65% and cards from anywhere else 3.5%; if the payment has to be converted into Australian dollars Stripe adds 2%. Zip, the buy now pay later option, costs 5.49% + A$0.30. PayTo and BECS Direct Debit cost 1% + A$0.30, and never more than A$3.50 in total. In person, cards cost 1.65% + A$0.10 (domestic) or 3.5% + A$0.10 (international), plus A$0.15 per payment taken with Tap to Pay. Stripe says its fees include GST and that lower international card pricing applies from 1 April 2027. You keep the payment minus these fees.

Worked examples

  1. A $100 online payment with an Australian card: 1.65% × $100 = $1.65, plus $0.30: $1.95. You keep $98.05.
  2. A $100 payment from an overseas card that needs converting: $3.50 + $0.30 + 2% ($2.00) = $5.80. You keep $94.20.
  3. A $1,000 invoice paid by BECS Direct Debit: 1% + $0.30 would be $10.30, but the fee is capped at $3.50, so you keep $996.50.

Common questions

How much does Stripe charge in Australia?

1.65% + A$0.30 for domestic cards and 3.5% + A$0.30 for international cards, with 2% more when currency conversion is needed. On $100 that is $1.95 for an Australian card. Stripe's fees include GST.

Is BECS Direct Debit cheaper than cards on Stripe?

Yes: PayTo and BECS cost 1% + A$0.30 with an A$3.50 cap, always less than a domestic card. For example, a $1,000 payment costs $3.50 by direct debit and $16.80 on a domestic card.

How much does Stripe charge for Zip?

5.49% + A$0.30 per payment. On $200 that is $11.28, against $3.60 for a domestic card.

How much does Stripe charge for in-person payments in Australia?

1.65% + A$0.10 for domestic cards and 3.5% + A$0.10 for international cards, plus A$0.15 per payment if you take it with Tap to Pay on a phone. Card readers are bought separately.

How much should I charge to receive a set amount?

Switch the calculator to 'Amount to ask for' and enter what you want to keep. It finds the smallest payment that leaves you at least that much after Stripe's fees, for the payment method you choose.

What does this calculator leave out?

Disputes (A$25.00 each), point-to-point encryption, Radar, Billing, custom pricing and card readers. It uses Stripe's Australian pricing page.

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