SellerFeeCheck

Stripe fee calculator (Canada)

Rates checked against Stripe's fee pages on October 20, 2026 · Not affiliated with Stripe

For a Canadian business Stripe charges 2.9% + CA$0.30 per card payment, plus 0.8% for international cards, 0.5% for manually entered cards and 2% when currency conversion is needed. Pre-authorised debits cost 1% + CA$0.40, capped at CA$5.00. In person, most cards are 2.7% + CA$0.05 and Interac debit CA$0.15.

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You keep

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Enter an amount to see Stripe's fees.

An estimate from Stripe's published Canadian pricing; your Stripe Dashboard is final. Not affiliated with Stripe. Your entries stay in this browser. Nothing is sent to our servers.

How much does Stripe charge on $100 in Canada?

Stripe's fee on a payment, by how the customer pays:

PaymentCard onlineCard in personPre-authorised debit
$10$0.59$0.32$0.50
$50$1.75$1.40$0.90
$100$3.20$2.75$1.40
$500$14.80$13.55$5.00
$1,000$29.30$27.05$5.00
$5,000$145.30$135.05$5.00

An international card adds 0.8%, and 2% more if the payment needs converting. Interac in person is a flat CA$0.15.

How it works

Stripe charges a percentage of each payment plus a fixed fee. Online card payments cost 2.9% + CA$0.30; Stripe adds 0.8% if the card was issued outside Canada, 0.5% if the card number was typed in by hand, and 2% if the payment has to be converted into Canadian dollars. Klarna starts at 5.99% + CA$0.30. Pre-authorised debits cost 1% + CA$0.40, and never more than CA$5.00 in total. In person, most cards cost 2.7% + CA$0.05, Interac debit cards a flat CA$0.15 and international cards 3.5% + CA$0.05, plus CA$0.15 per payment taken with Tap to Pay. You keep the payment minus these fees.

Worked examples

  1. A $100 online payment with a Canadian card: 2.9% × $100 = $2.90, plus $0.30: $3.20. You keep $96.80.
  2. A $100 payment from a US card that needs converting: $2.90 + $0.30 + 0.8% ($0.80) + 2% ($2.00) = $6.00. You keep $94.00.
  3. A $1,000 invoice paid by pre-authorised debit: 1% + $0.40 would be $10.40, but the fee is capped at $5.00, so you keep $995.00.

Common questions

How much does Stripe charge in Canada?

2.9% + CA$0.30 per successful card payment, plus 0.8% for international cards, 0.5% for manually entered cards and 2% when currency conversion is needed. On $100 with a Canadian card that is $3.20.

How much does Stripe charge for international cards in Canada?

0.8% on top of 2.9% + CA$0.30, so 3.7% + CA$0.30, and another 2% if the payment has to be converted into Canadian dollars.

Are Stripe pre-authorised debits cheaper than cards?

Yes: 1% + CA$0.40, capped at CA$5.00, against 2.9% + CA$0.30 for a card. On a $1,000 payment that is $5.00 against $29.30. Instant verification costs CA$1.00 and failures or disputes CA$5.00 extra.

How much does Stripe charge in person in Canada?

2.7% + CA$0.05 for most cards, a flat CA$0.15 for Interac debit cards and 3.5% + CA$0.05 for international cards, plus CA$0.15 per payment taken with Tap to Pay on a phone.

How much should I charge to receive a set amount?

Switch the calculator to 'Amount to ask for' and enter what you want to keep. It finds the smallest payment that leaves you at least that much after Stripe's fees, for the payment method you choose.

What does this calculator leave out?

Disputes, debit verification and failure fees, point-to-point encryption, Radar, Billing, custom pricing and card readers. It uses Stripe's Canadian pricing page.

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