How much does Gumroad take?
Card payments, before Gumroad's $20,000-a-month discount:
| Price | Direct: you keep | Discover: you keep |
|---|---|---|
| $5 | $3.55 | $3.50 |
| $10 | $7.91 | $7.00 |
| $20 | $16.62 | $14.00 |
| $50 | $42.75 | $35.00 |
| $100 | $86.30 | $70.00 |
| $250 | $216.95 | $175.00 |
Direct: 10% + $0.50 plus 2.9% + $0.30 processing. Discover: 30%, processing included.
How it works
On a sale through your own Gumroad page or link, Gumroad charges 10% + $0.50 per sale. Card processing of 2.9% + $0.30 comes on top. Once your paid sales in a calendar month reach $20,000, new direct sales that month pay 5% + $0.50 instead of 10% + $0.50; the processing fee stays. A sale through Gumroad Discover, its marketplace, pays a flat 30% that includes processing. The calculator applies each percentage to the price the customer pays before sales tax, and rounds each fee to the cent.
Worked examples
- A $20 ebook sold directly: Gumroad takes 10% × $20 + $0.50 = $2.50 and card processing is 2.9% × $20 + $0.30 = $0.88, so you keep $16.62.
- The same ebook sold through Discover: 30% × $20 = $6.00, so you keep $14.00.
- A $100 course sold directly after you pass $20,000 in sales that month: Gumroad takes 5% × $100 + $0.50 = $5.50 and processing is $3.20, so you keep $91.30 instead of $86.30.
Common questions
How much does Gumroad take from a sale?
On a direct sale, 10% + $0.50 plus 2.9% + $0.30 card processing. On a $100 sale that is $10.50 plus $3.20, so you keep $86.30. On a Discover marketplace sale it is a flat 30%, so you keep $70.00.
Does Gumroad's fee include payment processing?
Not on direct sales: card processing of 2.9% + $0.30, or PayPal's fee, comes on top of the 10% + $0.50. On Discover sales the 30% includes processing.
Does Gumroad have lower fees for big sellers?
Yes. Once your paid sales in a calendar month reach $20,000, new direct sales that month pay 5% + $0.50 instead of 10% + $0.50. It resets on the 1st of each month and needs no application.
Are Gumroad fees refunded when I refund a sale?
Gumroad's own fee on the refunded amount is returned to you; the payment processing part is kept, because card processors do not return it.
What does this calculator leave out?
PayPal payments, sales in Gumroad's mobile app, affiliate commissions, custom fees on your account and sales tax. It uses Gumroad's help page on fees.
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Sources
- Source: Gumroad's fees (Checked 2026-10-27)