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Shopify fee calculator (US)

Rates checked against Shopify's fee pages on October 20, 2026 · Not affiliated with Shopify

With Shopify Payments, an online card payment costs 2.9% + 30¢ on Basic, down to 2.25% + 30¢ on Plus. With another payment provider, Shopify adds 2% to 0.2% of each sale.

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Shopify adds 1% of the payment.
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Enter an amount to see Shopify's fees.

An estimate from Shopify's published US rates; your Shopify admin is final. Not affiliated with Shopify. Your entries stay in this browser. Nothing is sent to our servers.

How much does Shopify take from a $100 sale?

Shopify Payments fees on an online card payment, by plan:

SaleBasicGrowAdvancedPlus
$25$1.03$0.98$0.93$0.86
$50$1.75$1.65$1.55$1.43
$100$3.20$3.00$2.80$2.55
$250$7.55$7.05$6.55$5.93
$500$14.80$13.80$12.80$11.55
$1,000$29.30$27.30$25.30$22.80

In person a card costs 2.6% + 10¢ on Basic down to 2.3% + 10¢ on Plus. Plans cost $39, $105 and $399 a month paid monthly ($29, $79 and $299 paid yearly); Plus starts at $2,300 a month.

How it works

Shopify Payments charges a percentage of each payment plus a fixed fee, and the rate falls as the plan gets more expensive. Online card payments are 2.9% + 30¢ on Basic, 2.7% + 30¢ on Grow, 2.5% + 30¢ on Advanced and 2.25% + 30¢ on Plus. Premium cards cost 0.6% more (0.7% on Plus), and cards issued outside the US add 1%. In person a card tapped, dipped or swiped is 2.6% + 10¢ on Basic down to 2.3% + 10¢ on Plus, and a card typed in is 3.5% + 10¢ (3.4% on Plus). If you take payments through another provider instead, Shopify charges a third-party transaction fee of 2% (Basic), 1% (Grow), 0.6% (Advanced) or 0.2% (Plus) of each sale, and your provider charges its own fee on top. Plan fees are monthly, not per sale.

Worked examples

  1. A $100 online card payment on Basic: 2.9% × $100 = $2.90, plus 30¢: $3.20 in fees, so you keep $96.80. If the card was issued outside the US, 1% more ($1.00) leaves $95.80.
  2. The same $100 on Grow costs $3.00 (2.7% + 30¢), 20¢ less than on Basic. Grow costs $66 a month more than Basic paid monthly ($105 against $39), so the lower rate alone pays for it only above about $33,000 a month in online card sales.
  3. A $100 sale on Grow through another payment provider that charges 2.9% + 30¢: Shopify's third-party fee is 1% ($1.00) and the provider takes $3.20, so fees are $4.20 and you keep $95.80.

Common questions

How much does Shopify charge per transaction?

With Shopify Payments on the Basic plan, 2.9% + 30¢ for an online card payment and 2.6% + 10¢ for a card in person: $3.20 or $2.70 on $100. Grow, Advanced and Plus charge less per payment for a higher monthly fee.

What is Shopify's third-party transaction fee?

If you take payments through a provider other than Shopify Payments, Shopify charges 2% of each sale on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus. The provider's own fee comes on top; choose 'Another payment provider' in the calculator and enter its rate.

Do international cards cost more on Shopify?

Yes. Shopify's pricing page lists online international rates as the online rate plus 1%, on every plan. On a $100 online sale on Basic that is $4.20 instead of $3.20.

Which Shopify plan is cheapest for my sales?

It depends on volume. Moving from Basic to Grow saves 0.2% on online card payments and costs $66 more a month paid monthly, so on the rate alone it pays off above about $33,000 a month online. The plan table under the result shows your sale on each plan; plan fees are not taken from each sale.

Where do these rates come from?

Shopify's US pricing page. Shopify shows each visitor prices for their own country, and our checks run from the UK, so we read the US figures from the Internet Archive's copy of that page captured on 19 October 2026 and link both.

What does this calculator leave out?

PayPal Wallet (listed as 'starting at' 3.49% + 49¢), currency conversion, chargebacks, Shopify Balance, apps, themes, shipping labels, POS Pro and marketplace order sync fees.

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