SellerFeeCheck

PayPal fee calculator (Australia)

Rates checked against PayPal's fee pages on October 20, 2026 · Not affiliated with PayPal

For an Australian business PayPal charges 2.9% + A$0.30 on commercial payments, such as goods and services, received in Australian dollars. A buyer outside Australia adds 1%. QR code payments cost 1.2%, and approved micropayment accounts pay 5% + A$0.05.

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You keep

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Enter an amount to see PayPal's fees.

An estimate from PayPal's published Australian fees; your PayPal activity is final. Not affiliated with PayPal. Your entries stay in this browser. Nothing is sent to our servers.

How much does PayPal charge on $100?

PayPal's fee on a commercial payment in Australian dollars:

PaymentAustralian buyerOverseas buyer
$10$0.59$0.69
$50$1.75$2.25
$100$3.20$4.20
$200$6.10$8.10
$500$14.80$19.80
$1,000$29.30$39.30

If PayPal also converts the money from another currency, its exchange rate includes 3% above the base rate.

How it works

PayPal charges an Australian business a percentage of each payment received plus a fixed fee that depends on the currency: A$0.30 for payments in Australian dollars. Goods and services, invoices and other commercial payments cost 2.9% + A$0.30. When the buyer is outside Australia, PayPal adds 1 percentage point. Payments by QR code cost 1.2%, or 2.2% from overseas. Businesses that mostly take payments under A$10 can ask PayPal for the micropayments rate, 5% + A$0.05 (6% + A$0.05 from overseas), which then applies to all their commercial payments. If PayPal converts the money from another currency, its exchange rate includes 3% above the base rate. You keep the payment minus these fees.

Worked examples

  1. A $100 goods and services payment from an Australian buyer: 2.9% × $100 = $2.90, plus $0.30: $3.20. You keep $96.80.
  2. The same $100 from a buyer in the US: 3.9% × $100 = $3.90, plus $0.30: $4.20. You keep $95.80.
  3. A $5 payment on the micropayments rate: 5% × $5 = $0.25, plus $0.05: $0.30. At the standard rate it would be $0.45.

Common questions

How much does PayPal charge in Australia?

2.9% + A$0.30 on commercial payments received in Australian dollars, such as goods and services. On $100 that is $3.20, so you keep $96.80.

How much does PayPal charge for international payments in Australia?

1% more than the domestic rate: 3.9% + A$0.30 on commercial payments from buyers outside Australia. If PayPal also converts the currency, its exchange rate includes 3% above the base rate.

How much does PayPal charge for QR code payments?

1.2% of the payment with no fixed fee, or 2.2% when the payer is outside Australia. On $50 that is $0.60.

Should I use PayPal's micropayments rate?

Only if most of your payments are small. The micropayments rate is 5% + A$0.05, cheaper than 2.9% + A$0.30 below about A$11.90, but once PayPal approves it, it applies to all your commercial payments.

How much should I ask for so I receive a set amount?

Switch the calculator to 'Amount to ask for' and enter what you want to keep. It finds the smallest payment that leaves you at least that much after PayPal's fees.

What does this calculator leave out?

PayPal's card processing products, alternative payment methods, charity rates, Payouts, chargebacks, eCheques and withdrawals. It uses PayPal's Australian merchant fee page.

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