SellerFeeCheck

PayPal fee calculator (Canada)

Rates checked against PayPal's fee pages on October 20, 2026 · Not affiliated with PayPal

For a Canadian business PayPal charges 2.9% + CA$0.30 on commercial payments received in Canadian dollars. A buyer in the US adds 0.8% and a buyer elsewhere 1%. PayPal Pay Later costs 4.9% + CA$0.30, and QR codes 1.9% + CA$0.10 above $10 or 2.4% + CA$0.05 up to $10.

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You keep

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Enter an amount to see PayPal's fees.

An estimate from PayPal's published Canadian fees; your PayPal activity is final. Not affiliated with PayPal. Your entries stay in this browser. Nothing is sent to our servers.

How much does PayPal charge on $100 in Canada?

PayPal's fee on a commercial payment in Canadian dollars:

PaymentCanadian buyerUS buyerBuyer elsewhere
$10$0.59$0.67$0.69
$50$1.75$2.15$2.25
$100$3.20$4.00$4.20
$200$6.10$7.70$8.10
$500$14.80$18.80$19.80
$1,000$29.30$37.30$39.30

If PayPal converts the money from another currency, its exchange rate includes at least 4% above the base rate.

How it works

PayPal charges a Canadian business a percentage of each payment received plus a fixed fee that depends on the currency: CA$0.30 for commercial payments in Canadian dollars. Goods and services, invoices and other commercial payments cost 2.9% + CA$0.30; PayPal Pay Later costs 4.9% + CA$0.30. QR code payments cost 1.9% + CA$0.10 when they are above $10 and 2.4% + CA$0.05 when they are $10 or less. When the buyer is in the US PayPal adds 0.8 percentage points, and 1 point for anywhere else. Businesses that mostly take payments under CA$12 can ask for the micropayments rate, 5% + CA$0.05 for Canadian and US buyers (6% + CA$0.05 for others), which then applies to all their commercial payments. If PayPal converts the money from another currency, its exchange rate includes at least 4% above the base rate. You keep the payment minus these fees.

Worked examples

  1. A $100 goods and services payment from a Canadian buyer: 2.9% × $100 = $2.90, plus $0.30: $3.20. You keep $96.80.
  2. The same $100 from a buyer in the US: 3.7% × $100 = $3.70, plus $0.30: $4.00. From the UK: 3.9%, so $4.20.
  3. A $20 QR code payment at a market stall: 1.9% × $20 = $0.38, plus $0.10: $0.48. At $10 it would be 2.4% + $0.05 = $0.29.

Common questions

How much does PayPal charge in Canada?

2.9% + CA$0.30 on commercial payments received in Canadian dollars, such as goods and services. On $100 that is $3.20, so you keep $96.80.

How much does PayPal charge for payments from the US?

0.8% more than the domestic rate: 3.7% + CA$0.30 on commercial payments from US buyers, and 3.9% + CA$0.30 from other countries. Currency conversion, if needed, is extra.

How much does PayPal charge for QR code payments in Canada?

1.9% + CA$0.10 for payments above $10 and 2.4% + CA$0.05 for $10 or less, plus the international add-on if the payer is outside Canada.

Should I use PayPal's micropayments rate in Canada?

Only if most of your payments are small. The micropayments rate is 5% + CA$0.05, cheaper than 2.9% + CA$0.30 below about $11.90, but once PayPal approves it, it applies to all your commercial payments.

How much should I ask for so I receive a set amount?

Switch the calculator to 'Amount to ask for' and enter what you want to keep. It finds the smallest payment that leaves you at least that much after PayPal's fees.

What does this calculator leave out?

PayPal's card processing products, alternative payment methods, charity rates and donations, Payouts, chargebacks, e-cheques and withdrawals. It uses PayPal's Canadian merchant fee page.

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